𝟓𝟎 𝐀𝐍𝐒 𝐃𝐄 𝐋'𝐀𝐅𝐃𝐂𝐂 - 𝐉𝐎𝐔𝐑𝐍𝐄́𝐄 𝐂𝐑𝐄́𝐃𝐈𝐓 𝟐𝟎𝟐𝟏 - L'ASSOCIATION FRANCAISE DES CREDIT MANAGERS ET CONSEILS